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The Official Web Site of the State of South Carolina

SC Insurance Reserve Fund Payments

The S.C. Insurance Reserve Fund (IRF) provides property and liability coverage to more than 1,000 state and local government entities in South Carolina. The reports below provide details on payments made by the IRF, including the amounts and reasons for the payments in claims and cases that have been concluded. The Comptroller General's Office is making these IRF reports available as part of its effort to expand the scope of information available on the agency's S.C. Fiscal Transparency Website. Payment information about pending IRF claims and cases is confidential under state law until they are concluded.

Please note: If you would like more information about an IRF settlement or case, please direct your inquiries to the SFAA Communications Officer at 803-734-8018. 

 

FY 2024

Second Quarter Fiscal 2024 (Oct. 1, 2023 through Dec. 31, 2023) (PDF)

First Quarter Fiscal 2024 (July 1, 2023 through Sep. 30, 2023) (PDF)

FY 2023

Fourth Quarter Fiscal 2023 (April 1, 2023 through June 30, 2023) (PDF)

Third Quarter Fiscal 2023 (Jan. 1, 2023 through March 31, 2023) (PDF)

Second Quarter Fiscal 2023 (Oct. 1, 2022 through Dec. 31, 2022) (PDF)

First Quarter Fiscal 2023 (July 1, 2022 through Sep. 30, 2022) (PDF)

FY 2022

Fourth Quarter Fiscal 2022 (April 1, 2022 through June 30, 2022) (PDF)

Third Quarter Fiscal 2022 (Jan. 1, 2022 through March 31, 2022) (PDF)

Second Quarter Fiscal 2022 (Oct. 1, 2021 through Dec. 31, 2021) (PDF)

First Quarter Fiscal 2022 (July 1, 2021 through Sep. 30, 2021) (PDF)

FY 2021

Fourth Quarter Fiscal 2021 (April 1, 2021 through June 30, 2021) (PDF)

Third Quarter Fiscal 2021 (Jan. 1, 2021 through March 31, 2021) (PDF)

Second Quarter Fiscal 2021 (Oct. 1, 2020 through Dec. 31, 2020) (PDF)

First Quarter Fiscal 2021 (July 1, 2020 through Sep. 30, 2020) (PDF)

FY 2020

Fourth Quarter Fiscal 2020 (April 1, 2020 through June 30, 2020) (PDF)

Third Quarter Fiscal 2020 (Jan. 1, 2020 through March 31, 2020) (PDF)

Second Quarter Fiscal 2020 (Oct. 1, 2019 through Dec. 31, 2019) (PDF)

First Quarter Fiscal 2020 (July 1, 2019 through Sept. 30, 2019) (PDF)

FY 2019

Fourth Quarter Fiscal 2019 (April 1, 2019 through June 30, 2019) (PDF)

Third Quarter Fiscal 2019 (Jan. 1, 2019 through March 31, 2019) (PDF)

Second Quarter Fiscal 2019 (Oct. 1, 2018 through Dec. 31, 2018) (PDF)

First Quarter Fiscal 2019 (July 1, 2018 through Sept. 30, 2018) (PDF)

FY 2018

Fourth Quarter Fiscal 2018 (April 1, 2018 through June 30, 2018) (PDF)

Third Quarter Fiscal 2018 (Jan. 1, 2018 through March 31, 2018) (PDF)

Second Quarter Fiscal 2018 (Oct. 1, 2017 through Dec. 31, 2017) (PDF)

First Quarter Fiscal 2018 (July 1, 2017 through Sept. 30, 2017) (PDF)

FY 2017

Fourth Quarter Fiscal 2017 (April 1, 2017 through June 30, 2017) (PDF)

Third Quarter Fiscal 2017 (Jan. 1, 2017 through March 31, 2017) (PDF)

Second Quarter Fiscal 2017 (Oct. 1, 2016 through Dec. 31, 2016) (PDF)

First Quarter Fiscal 2017 (July 1, 2016 through Sept. 30, 2016) (PDF)

FY 2016

Fourth Quarter Fiscal 2016 (April 1, 2016 through June 30, 2016) (PDF)

Third Quarter Fiscal 2016 (Jan. 1, 2016 through March 31, 2016) (PDF)

Second Quarter Fiscal 2016 (Oct. 1, 2015 through Dec. 31, 2015) (PDF)

First Quarter Fiscal 2016 (July 1, 2015 through Sept. 30, 2015) (PDF)

FY 2015

Fourth Quarter Fiscal 2015 (April 1, 2015 through June 30, 2015) (PDF)

Third Quarter Fiscal 2015 (Jan. 1, 2015 through March 31, 2015) (PDF)

Second Quarter Fiscal 2015 (Oct. 1, 2014 through Dec. 31, 2014) (PDF)

First Quarter Fiscal 2015 (July 1, 2014 through Sept. 30, 2014) (PDF)

FY 2014

Fourth Quarter Fiscal 2014 (April 1, 2014 through June 30, 2014) (PDF)

Third Quarter Fiscal 2014 (Jan. 1, 2014 through March 31, 2014) (PDF)

Second Quarter Fiscal 2014 (Oct. 1, 2013 through Dec. 31, 2013) (PDF)

First Quarter Fiscal 2014 (July 1, 2013 through Sept. 30, 2013) (PDF)


Frequently Asked Questions

Here is some helpful information about the Insurance Reserve Fund reports:   

How are the reports organized? The reports are organized chronologically by the date claims are reported, from oldest to newest. The reports are updated periodically to incorporate new information.

Why is some information in the reports redacted? This is done so as not to identify the names of minors or describe medical procedures that individuals may have had.

What is the difference in claim identification codes beginning with the letters B, C, D, F, M, P, R, S and T? The letters define what type of claim it is, as follows:

B: Business interruption

C: Comprehensive/collision automobile

D: Data processing

F: Property damage

M: Inland marine

P: Professional liability

R: Builder’s risk

S: School bus

T: Tort

What is “Prepaid Legal” in the “Cause of Claim Description of Claim” column? Prepaid legal is coverage for legal expenses in claims not covered by the IRF; for example, a lawsuit against a state agency alleging improper action in which the plaintiff did not report any monetary damages. The state and local governments purchase this additional coverage in certain amounts

What are paid losses and paid expenses? Paid losses are compensation paid by the IRF for monetary damages sustained. Paid expenses are costs incurred by the IRF such as court filing fees, attorneys’ fees, deposition expenses and expert witness fees. 

Do paid expenses include attorneys’ fees? Yes

What does “CV” mean? It appears regularly in the “Cause of Claim Description of Claim” column. It means “claimant’s vehicle.

What does “IV” mean? It appears regularly in the “Cause of Claim Description of Claim” column. It means “insured’s vehicle.” 

What do the codes in the “Civil Action #” column represent? Do the codes correspond to publicly available court records? The first two digits signify year (for example, 06 means 2006); “CP” means Court of Common Pleas, which handles civil cases; the two-digit, third set of figures are county numbers (for example, 02 is Aiken County); and the last set of figures is the case number. Case records reside in county clerks of court offices.

Many claims do not have a civil action number. What does this mean? It means that a lawsuit was not filed and the claim was resolved without litigation.